Getting to know Moeda

Moeda is a social impact investment platform built on the innovative use of blockchain technology. Moeda’s mission, however, is a timeless one: to enable sustainable growth for underfunded entrepreneurs worldwide. 

Moeda’s business model exists at the intersection of two exciting and rapidly evolving fields: impact investing and blockchain technology. As you can imagine, we field a lot of questions from around the world about how it works, what we’re up to, and what to expect from Moeda in the future. We’ve compiled our most frequently asked questions here.

Take some time to peruse the below questions and answers. If you’ve read through them and still have a burning, unanswered question, feel free to drop us a line at [email protected]. We love hearing from you, and pride ourselves in answering all inquiries in a timely manner. 

Please do keep in mind that our communications team is currently based in NYC and available from 9AM - 5PM EST.

What is the purpose of Moeda’s app?

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Moeda’s first app will be a resource for both impact investors and funded entrepreneurs, and will provide the Moeda team with feedback for future product development and improvement. Specifically, it will:

.Enable users to build credit worthiness (often for the first time!) and to own their financial data using a self-sovereign digital identity tied to an immutable blockchain record.
.Allowing instant and inexpensive peer-to-peer payments using digital tokens. Avoiding government caps and fees on all transactions that happen within the Moeda payment ecosystem.
.Provide a transparent record of financial activity by mirroring all transactions made through the app on the blockchain.
.Promote shared knowledge, new impact models, and mutual support by providing tools for exploring details of funded Moeda Seed projects.

Why does Moeda use blockchain technology?

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Blockchain technology facilitates the exchange of value without the need for intermediaries, enables transparent interactions of parties through a trusted and secure network that distributes certified and auditable access to data, simplifying the existing processes, lowering the costs and increasing capital efficiency.
Unlike traditional means of banking and currency exchange, blockchain technology is uniquely suited to impact investing. Specifically, through blockchain technology, the Moeda platform provides:
.Transparency of currency transactions and investment progress
.Self-sovereign identity for platform users
.Faster transfer of loan proceeds and wider accessibility through the use of digital tokens
.Lower fees than those typically associated with payment and remittance through traditional financial institution channels

What is the difference between Moeda and other cryptocurrencies?

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Though one of the distinguishing aspects of Moeda’s innovative business model is its cryptocurrency, in most important respects, Moeda is fundamentally unlike most of its peers in the cryptocurrency market. It’s focus is on the underlying catalyst for digital currency – blockchain – and the myriad uses of this innovation that can further investment in unbanked entrepreneurs.

In certain respects we are providing similar services to a social investment platform, in that we are underwriting an asset for the purposes of funding entrepreneurs with high, sustainable upward potential. Appropriate structuring, on-the-ground entrepreneur advisors, and the launch of our forthcoming app will lead to a significant upward appreciation as the value proposition is made available to a larger number of people. To stay true to our vision, however, Moeda’s growth plan is necessarily elastic, in order to provide for the necessary time, qualitative learnings, and flexibility for human-centered growth, and maximum upward appreciation for investors and funded entrepreneurs alike.

Why does Moeda support humanitarian causes? Does not this affect investments?

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Moeda is more than a currency, is an ecosystem. Having our technologies use proved in many different areas both financial and humanitarian is a great opportunity for success. It is not just an app, we are building a complex system and using blockchain in different ways: identity, 2 token structures (MDA and MDA-BRL) and project accountability tracking.

Where can I learn more about the technical aspects of Moeda?

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Moeda has a white paper with more detail and you’re welcome to check it out here.